Member Information
Get Connected

Post articles View all articles Print article

Tips for Getting Cheap Auto Insurance Rates

Getting a quote for auto insurance online is easy... but finding cheap insurance can be more of a challenge.

By: Heather Colman

Getting a quote for auto insurance online is easy... but finding cheap insurance can be more of a challenge. It takes diligence and knowledge.

Here are a few tips to help you find the cheapest auto insurance available.

Safety Features
Make sure your vehicle is well built and "safety" feature rich. You should get cheaper premiums for adding anti-theft devices, car alarms or a good tracking system since these items reduce the risk of your car being stolen.

Defensive Driving
Take a defensive driving class. Certification will help you in your quest to locate cheap auto insurance and can reduce your premium for up to three years.

Comparing Rates
The automobile industry is fiercely competitive. Premiums can vary by as much as 300% for the same coverage. Be sure you are comparing apples to apples on the features you need the most when searching for cheap auto insurance.

Complete Application
If you don't complete the application in full, the insurance companies are not going to give you a quote for their cheapest auto insurance and you won't find out about any of the discounts you may be eligible for. You'll simply get a higher rate quote by default. Be sure to enter your marital status, how many licensed drivers are in your home, your car's safety features, your zip code, the miles you drive, etc.

Increase Your Deductible
You can also reduce your rates by selecting a higher deductible. Generally the higher the deductible, the lower the premium. Your savings can be as much as hundreds of dollars by increasing your deductible from $250 to $500.

Cut Back on Your Miles
If you travel less than an average of 40 miles a day, you'll more than likely qualify for a low mileage discount. If you must travel more, car pool or use the public transportation one or two days a week to reduce the miles you drive.

Color of Your Car
Statistics tell us that red cars are involved in more accidents than any other color. If you want to find the cheapest auto insurance, avoid buying a red vehicle.

Who Drives What Car the Most?
Compare quotes with the man as the main driver and the woman as the second driver and vice versa on each of your vehicles. Always, place your younger drivers (teenagers) on the safest vehicle you own, such as the family station wagon or the family car. You'll never find cheap auto insurance by putting your teenager on a sporty little two door vehicle.

Article Source:

Car Insurance Services   Show All articles
Search by Zip
  Enter Zip  search
Contact Car Insurance Services near you.
Firstname *
Lastname *
Email *
Phone *
Alt. Phone
Zip *
Brief reason to contact *
Los Angeles Car Insurance ServiceMIAMI-DADE Car Insurance ServiceCook Car Insurance Service
SAINT LOUIS Car Insurance ServiceHarris Car Insurance ServiceMaricopa Car Insurance Service
Orange Car Insurance ServiceSan Diego Car Insurance ServicePRINCE GEORGES Car Insurance Service
Kings Car Insurance ServiceDade Car Insurance ServiceQueens Car Insurance Service
Dallas Car Insurance ServiceWayne Car Insurance ServiceKing Car Insurance Service
San Bernardino Car Insurance ServiceSanta Clara Car Insurance ServiceDEKALB Car Insurance Service
Broward Car Insurance ServiceDU PAGE Car Insurance ServiceRiverside Car Insurance Service
New York Car Insurance ServicePhiladelphia Car Insurance ServiceMiddlesex Car Insurance Service
Tarrant Car Insurance ServiceAlameda Car Insurance ServiceSuffolk Car Insurance Service
Cuyahoga Car Insurance ServiceBexar Car Insurance ServiceClark Car Insurance Service
More information...
Auto Insurance For Less - 4 Things That Will Help
You can get high quality auto insurance for a lot less if you are shown a few things. Yes, affordable rates are not just for a few insiders who know certain tricks....
Insurance for Performance Cars
Driving a high performance car comes at a price. Insurance premiums for performance vehicles are generally a lot higher compared to smaller engine cars....
How Your Car Insurance Quote Is Calculated
Insurance companies place vehicles in different categories depending on their value and performance....
Where To Go For Car Insurance
The internet is slowly taking over our lives. It's capable of satisfying all of our consumer desires; with a simple click of the mouse you can book yourself a holiday...
Online Car Insurance
There are many resources for consumers to consider when shopping for automobile coverage and among the most popular is online car insurance...
Auto Insurance Comparisons - Find The Best Deal
You finally have it, the car of your dreams. The beautiful paint job, the spotlessly clean interior, perfectly tinted windows, and that new car smell are all yours as the dealer hands you the keys...
Buying New Car Insurance
One of the most important aspects of buying a modern vehicle is the process of buying new car insurance....
How to Compare Car Insurance Companies
Obtaining excellent auto coverage that is affordable requires the ability to compare car insurance rates while assessing the quality of the provider in the process. ...
Car Insurance Rates
Car insurance rates vary from company to company. They also vary according to the benefits that are included in your policy....
Lower Car Insurance Rates
You can't imagine how much cash you could be losing in your car insurance unless you already have this information. Yes, you too can get lower car insurance rates....

Contact Us | Site Map | RSS Feeds | Articles | Jobs | All Members | Popular Searches | Popular Questions